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Consumer Loans | Home Loans | Savings | Savings Certificates
| With our Managed Loan Program, consumer loan rates may be up to 13.0% APR higher than displayed rate. Discount on consumer loans 1/2% APR for Senior Oilers over age 62. |
| Consumer Loans |
as low as APR*
|
Mo. Pmt. per $1000
APR*
|
Term (Months)
|
|
| New & Certified Pre-Owned** Vehicles (auto, SUV, van, light truck) |
5.49 |
as low as $44.09
|
24 |
Calculator |
| New & Certified Pre-Owned** Vehicles (auto, SUV, van, light truck) |
5.49 |
as low as $30.19
|
36 |
Calculator |
| New & Certified Pre-Owned** Vehicles (auto, SUV, van, light truck) |
5.49 |
as low as $23.25
|
48 |
Calculator |
| New & Certified Pre-Owned** Vehicles (auto, SUV, van, light truck) |
5.49 |
as low as $19.10
|
60 |
Calculator |
| New & Certified Pre-Owned** Vehicles (auto, SUV, van, light truck) |
5.49 |
as low as $16.33
|
72 |
Calculator |
| New & Certified Pre-Owned** Vehicles (auto, SUV, van, light truck) |
5.99 |
as low as $14.60
|
84 |
Calculator |
| Used Vehicles (autos. SUV, van, light truck) |
5.99 |
as low as $44.32
|
24 |
Calculator |
| Used Vehicles (autos. SUV, van, light truck) |
5.99 |
as low as $30.42
|
36 |
Calculator |
| Used Vehicles (autos. SUV, van, light truck) |
5.99 |
as low as $23.48
|
48 |
Calculator |
| Used Vehicles (autos. SUV, van, light truck) |
5.99 |
as low as $19.33
|
60 |
Calculator |
| Used Vehicles (autos. SUV, van, light truck) |
5.99 |
as low as $16.57
|
72 |
Calculator |
| Used Vehicles (autos. SUV, van, light truck) |
6.49 |
as low as $14.84
|
84 |
Calculator |
| New Boats, up to $50,000 |
8.49 |
as low as $15.83
|
12-84 |
Calculator |
| New Boats, $10,000 - $15,000 |
10.49 |
as low as $9.98
|
85-120 |
Calculator |
| New Boats, $15,000 - $25,000 |
10.49 |
as low as $9.98
|
85-144 |
Calculator |
| New Boats, $25,000 and up |
10.49 |
as low as $9.98
|
85-180 |
Calculator |
| Used Boats, up to $50,000 |
9.49 |
as low as $16.34
|
12-84 |
Calculator |
| Used Boats, up to $10,000 - $15,000 |
11.49 |
as low as $10.66
|
85-120 |
Calculator |
| Used Boats, $15,000 - $25,000 |
11.49 |
as low as $10.66
|
85-144 |
Calculator |
| Used Boats, $25,000 and up |
11.49 |
as low as $10.66
|
85-180 |
Calculator |
| New Motorcycles |
6.99 |
as low as $44.77
|
24 |
Calculator |
| New Motorcycles |
7.29 |
as low as $31.01
|
36 |
Calculator |
| New Motorcycles |
7.49 |
as low as $24.17
|
48 |
Calculator |
| New Motorcycles |
7.69 |
as low as $20.13
|
60 |
Calculator |
| New Motorcycles |
8.99 |
as low as $18.02
|
72 |
Calculator |
| New Motorcycles |
8.99 |
as low as $16.08
|
84 |
Calculator |
| Used Motorcycles |
7.99 |
as low as $45.22
|
24 |
Calculator |
| Used Motorcycles |
8.29 |
as low as $31.47
|
36 |
Calculator |
| Used Motorcycles |
8.49 |
as low as $24.64
|
48 |
Calculator |
| Used Motorcycles |
8.69 |
as low as $20.61
|
60 |
Calculator |
| Used Motorcycles |
9.99 |
as low as $18.52
|
72 |
Calculator |
| Used Motorcycles |
9.99 |
as low as $16.60
|
84 |
Calculator |
| New ATVs (All Terrain Vehicles, dirt bikes, non-commercial tractors and mowers.) |
10.90 |
as low as $25.80
|
12-48 |
Calculator |
| New Motorhomes, (self-propelled), up to $50,000 |
8.49 |
as low as $15.83
|
12-84 |
Calculator |
| New Motorhomes, (self-propelled), $10,000 - $15,000 |
10.49 |
as low as $9.98
|
85-120 |
Calculator |
| New Motorhomes, (self-propelled), $15,000 - $25,000 |
10.49 |
as low as $9.98
|
85-144 |
Calculator |
| New Motorhomes, (self-propelled), $25,000 and up |
10.49 |
as low as $9.98
|
85-180 |
Calculator |
| Used Motorhomes, (self-propelled), up to $50,000 |
9.49 |
as low as $16.34
|
12-84 |
Calculator |
| Used Motorhomes, (self-propelled), $10,000 - $15,000 |
11.49 |
as low as $10.66
|
85-120 |
Calculator |
| Used Motorhomes, (self-propelled), $15,000 - $25,000 |
11.49 |
as low as $10.66
|
85-144 |
Calculator |
| Used Motorhomes, (self-propelled), $25,000 and up |
11.49 |
as low as $10.66
|
85-180 |
Calculator |
| New Recreational Vehicles (travel trailers, etc.), up to $50,000 |
8.49 |
as low as $15.83
|
12-84 |
Calculator |
| New Recreational Vehicles (travel trailers, etc.), $10,000- $15,000 |
10.49 |
as low as $9.98
|
85-120 |
Calculator |
| New Recreational Vehicles (travel trailers, etc.), $15,000- $25,000 |
10.49 |
as low as $9.98
|
85-144 |
Calculator |
| New Recreational Vehicles (travel trailers, etc.), $25,000 and up |
10.49 |
as low as $9.98
|
85-180 |
Calculator |
| Used Recreational Vehicles (travel trailers, etc.), up to $50,000 |
9.49 |
as low as $16.34
|
12-84 |
Calculator |
| Used Recreational Vehicles (travel trailers, etc.), $10,000 - $15,000 |
11.49 |
as low as $10.66
|
85-120 |
Calculator |
| Used Recreational Vehicles (travel trailers, etc.), $15,000 - $25,000 |
11.49 |
as low as $10.66
|
85-144 |
Calculator |
| Used Recreational Vehicles (travel trailers, etc.), $25,000 and up |
11.49 |
as low as $10.66
|
85-180 |
Calculator |
| Personal Improvement/Healthcare |
8.90 |
as low as $87.41
|
12 |
Calculator |
| Personal Improvement/Healthcare |
8.90 |
as low as $45.64
|
24 |
Calculator |
| Personal Improvement/Healthcare |
8.90 |
as low as $31.75
|
36 |
Calculator |
| Personal Improvement/Healthcare |
8.90 |
as low as $24.84
|
48 |
Calculator |
| Personal Improvement/Healthcare |
8.90 |
as low as $20.71
|
60 |
Calculator |
| Personal Improvement/Healthcare |
8.90 |
as low as $17.98
|
72 |
Calculator |
| Personal Improvement/Healthcare |
8.90 |
as low as $16.04
|
84 |
Calculator |
| Signature |
10.90 |
as low as $88.34
|
12 |
Calculator |
| Signature |
10.90 |
as low as $46.56
|
24 |
Calculator |
| Signature |
10.90 |
as low as $32.69
|
36 |
Calculator |
| Signature |
10.90 |
as low as $25.80
|
48 |
Calculator |
| Signature |
10.90 |
as low as $21.69
|
60 |
Calculator |
| Signature |
10.90 |
as low as $18.98
|
72 |
Calculator |
| Signature |
10.90 |
as low as $17.07
|
84 |
Calculator |
| Personal Computer Loan ($5,000 maximum) |
7.90 |
as low as $24.37
|
48 |
Calculator |
| Stock Secured (up to 50% loan to value) |
9.00 |
as low as $12.67
|
120 |
Calculator |
| Share or Certificate Secured loan (up to 95% loan to value) |
call for quote |
|
|
|
| Overdraft Line of Credit |
16.90 |
---
|
n/a |
Calculator |
| Visa |
8.90 |
---
|
n/a |
Calculator |
|
*APR = Annual Percentage Rate. Loan rates and terms last revised on August 4, 2008 and are subject to change without notice. Loans and rates are subject to approved credit for qualified Credit Union members only. Premium credit required for the lowest interest rate. Loan processing fees may apply. The payment per $1,000 listed in the chart above is based on the lowest available APR for the maximum term available. To calculate your monthly payment, use the "Calculator" link.
**Certified Pre-Owned vehicles must meet certain qualifications.
Go To Loan Application | Go To Calculators | Back to Top
|
| Mortgage rates and terms last revised September 4, 2008. Mortgage loan interest rate "locks" may be available for up to 180 days. Other down payment amounts and discount points may also be available. |
| Home Loans |
Rate
|
Percent Down Payment
|
Discount/
Origination
Points
|
Estimated APR* |
|
| FHA 30-year Fixed Rate, 1st Trust Deed, Owner occupied |
6.125 |
3
|
0/1
|
6.24 |
Calculator |
| VA 30-year Fixed Rate, 1st Trust Deed, Owner occupied |
6.125 |
0
|
0/1
|
6.24
|
Calculator |
| 30-year Fixed Rate, 1st Trust Deed, Owner occupied |
5.875 |
3
|
1.50/1
|
6.12 |
Calculator |
| 30-year Fixed Rate, 1st Trust Deed, Owner occupied |
6.125 |
3
|
.375/1
|
6.27 |
Calculator |
| 30-year Fixed Rate, 1st Trust Deed, Owner occupied |
6.375 |
3
|
0/0
|
6.39 |
Calculator |
| 20-year Fixed Rate, 1st Trust Deed, Owner occupied |
5.625 |
3
|
1.625/1
|
5.97 |
Calculator |
| 15-year Fixed Rate, 1st Trust Deed, Owner occupied |
5.25 |
3
|
1.875/1
|
5.72 |
Calculator |
| 3/1 ARM (30 year) |
5.125 |
3
|
0/1
|
5.23 |
Calculator |
| 5/1 ARM Super Jumbo |
6.375 |
20
|
0/1
|
6.49 |
Calculator |
| Home Equity Line of Credit (Variable Rate)** |
5.50 |
0
|
0/0
|
5.50 |
Calculator |
| Reverse Mortgage |
62 years & older, no mortgage payment, EZ qualify
|
|
*APR = Annual Percentage Rate. APR may vary based on credit history and verifications. APR based on a loan amount of $417,000.
Loan rates, points and fees are subject to change at any time until you apply for a home loan and "lock-in" a rate. These rate quotes represent a sample of available loans. Many more loan programs are available. Please check with us for details. Loans and rates are subject to approved credit for qualified Credit Union members only. Conforming mortgage loans available up to $417,000. Non-conforming mortgage loans available up to $1 million. Rates and points may vary widely for loan amounts above $417,000. The following fees may apply: appraisal ($400), credit report ($55), documentation service ($50 to $150), flood certification fee ($12.50), loan processing ($495), tax service ($75), wire transfer ($20), home equity line of credit application fee, refundable upon loan closing ($75). Other terms and conditions may apply.
**The highest annual percentage rate (APR) on a home equity line of credit will be 5% APR over the initial APR.
For loan repayment examples, click on "Calculators."
Equal Housing Lender.
Go To Loan Application | Go To Calculators | Back to Top
|
| Please refer to CVCU's Truth-In-Savings and other account disclosures for additional information. These disclosures are available at each CVCU office or by request by phone, mail or email. (To send us an email, click here for "Contact Us.") |
| Savings and Checking Accounts |
APY*
|
|
| MoneyMax Money Market $100,000+ |
2.75 |
Calculators |
| MoneyMax Money Market $65,000-$99,999 |
2.02 |
Calculators |
| MoneyMax Money Market $25,000-$64,999 |
1.75 |
Calculators |
| Money Market Shares $75,000+ |
2.12 |
Calculators |
| Money Market Shares $50,000-$74,999 |
1.80 |
Calculators |
| Money Market Shares $10,000-$49,999 |
1.15 |
Calculators |
| Money Market Shares $2,500-$9,999 |
.80 |
Calculators |
| AutoSave Savings Account $50.00 + |
1.52 |
Calculators |
| Holiday Savings Club |
0.10 |
Calculators |
| IRA Shares |
0.50 |
Calculators |
| Checking |
0.10 |
Calculators |
| Premium Checking |
Call the Credit Union
for rates and terms
|
|
| Prime Shares $50,000 - up |
0.55 |
Calculators |
| Prime Shares $10,000 - $49,000 |
0.35 |
Calculators |
| Prime Shares $2,500 - $9,999 |
0.25 |
Calculators |
| Prime Shares $50 - $2,499 |
0.10 |
Calculators |
| Savings Certificates |
APY*
|
Term
(Months) |
|
| IRA 5 Year |
3.80 |
60 |
Calculators |
| IRA 4 Year |
3.70 |
48 |
Calculators |
| IRA 3 Year |
3.56 |
36 |
Calculators |
| IRA 2 Year |
3.30 |
24 |
Calculators |
| IRA 1 Year |
3.03 |
12 |
Calculators |
|
Option Plus 30 Months, Two Step-Up options, $5,000+
|
3.34 |
30 |
Calculators |
| Option Plus 18 Months, One Step-Up options, $5,000+ |
3.55 |
18 |
Calculators |
| Advantage Plus 6 Months, $500+ |
2.25 |
6 |
Calculators |
| First Choice 6 Months, $500+ |
2.25 |
6 |
Calculators |
| Term Certificate 48-60 Months, $100,000+ |
3.90 |
48-60 |
Calculators |
| Term Certificate 48-60 Months, $50,000-$99,999 |
3.76 |
48-60 |
Calculators |
| Term Certificate 48-60 Months, $10,000-$49,999 |
3.66 |
48-60 |
Calculators |
| Term Certificate 48-60 Months, $2,500-$9,999 |
3.56 |
48-60 |
Calculators |
| Term Certificate 36-47 Months, $100,000+ |
3.70 |
36-47 |
Calculators |
| Term Certificate 36-47 Months, $50,000-$99,999 |
3.65 |
36-47 |
Calculators |
| Term Certificate 36-47 Months, $10,000-$49,999 |
3.60 |
36-47 |
Calculators |
| Term Certificate 36-47 Months, $2,500-$9,999 |
3.56 |
36-47 |
Calculators |
| Term Certificate 24-35 Months, $100,000+ |
3.65 |
24-35 |
Calculators |
| Term Certificate 24-35 Months, $50,000-$99,999 |
3.45 |
24-35 |
Calculators |
| Term Certificate 24-35 Months, $10,000-$49,999 |
3.35 |
24-35 |
Calculators |
| Term Certificate 24-35 Months, $2,500-$9,999 |
3.20 |
24-35 |
Calculators |
| Term Certificate 12-23 Months, $100,000+ |
3.56 |
12-23 |
Calculators |
| Term Certificate 12-23 Months, $50,000-$99,999 |
3.40 |
12-23 |
Calculators |
| Term Certificate 12-23 Months, $10,000-$49,999 |
3.35 |
12-23 |
Calculators |
| Term Certificate 12-23 Months, $2,500-$9,999 |
3.14 |
12-23 |
Calculators |
| Term Certificate 6-11 Months, $100,000+ |
3.30 |
6-11 |
Calculators |
| Term Certificate 6-11 Months, $50,000-$99,999 |
2.40 |
6-11 |
Calculators |
| Term Certificate 6-11 Months, $10,000-$49,999 |
2.35 |
6-11 |
Calculators |
| Term Certificate 6-11 Months, $2,500-$9,999 |
2.25 |
6-11 |
Calculators |
| Term Certificate 3-5 Months, $100,000+ |
3.04 |
3-5 |
Calculators |
| Term Certificate 3-5 Months, $50,000-$99,999 |
2.43 |
3-5 |
Calculators |
| Term Certificate 3-5 Months, $10,000-$49,999 |
2.12 |
3-5 |
Calculators |
| Term Certificate 3-5 Months, $2,500-$9,999 |
2.02 |
3-5 |
Calculators |
*APY = Annual Percentage Yield.
Savings rates and terms last revised on July 3, 2008. All rates and terms may change without notice after the account is opened. Fees could reduce earnings on account. Penalty for early withdrawal on term certificates.
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|
