|
 |
Consumer Loans | Home Loans | Savings | Savings Certificates
|
Consumer loan rates and terms last revised on April 16, 2010 and are subject to change without notice. With our Managed Loan Program, consumer loan rates may be up to 15.0% APR higher than displayed rate. Discount on consumer loans 1/2% APR for Senior Oilers over age 62.
|
| Consumer Loans |
APR* as low as
|
Term (Months)
|
Mo. Pmt. per $1000
APR*
|
Calculator |
| New or Used Vehicles (auto, SUV, van, light truck) |
3.99
|
24
|
as low as $43.42
|
 |
| New or Used Vehicles (auto, SUV, van, light truck) |
3.99
|
36
|
as low as $29.52
|
|
| New or Used Vehicles (auto, SUV, van, light truck) |
3.99
|
48
|
as low as $22.57
|
|
| New or Used Vehicles (auto, SUV, van, light truck) |
3.99
|
60
|
as low as $18.41
|
|
| New or Used Vehicles (auto, SUV, van, light truck) |
4.49
|
72
|
as low as $15.87
|
|
| New or Used Vehicles (auto, SUV, van, light truck) |
4.49
|
84
|
as low as $13.90
|
|
| New Boats, up to $50,000 |
8.49
|
12-84
|
as low as $15.83
|
|
| New Boats, $10,000 - $15,000 |
10.49
|
85-120
|
as low as $9.98
|
|
| New Boats, $15,000 - $25,000 |
10.49
|
85-144
|
as low as $9.98
|
|
| New Boats, $25,000 and up |
10.49
|
85-180
|
as low as $9.98
|
|
| Used Boats, up to $50,000 |
9.49
|
12-84
|
as low as $16.34
|
|
| Used Boats, up to $10,000 - $15,000 |
11.49
|
85-120
|
as low as $10.66
|
|
| Used Boats, $15,000 - $25,000 |
11.49
|
85-144
|
as low as $10.66
|
|
| Used Boats, $25,000 and up |
11.49
|
85-180
|
as low as $10.66
|
|
| New Motorcycles |
6.99
|
24
|
as low as $44.77
|
|
| New Motorcycles |
7.29
|
36
|
as low as $31.01
|
|
| New Motorcycles |
7.49
|
48
|
as low as $24.17
|
|
| New Motorcycles |
7.69
|
60
|
as low as $20.13
|
|
| New Motorcycles |
8.99
|
72
|
as low as $18.02
|
|
| New Motorcycles |
8.99
|
84
|
as low as $16.08
|
|
| Used Motorcycles |
7.99
|
24
|
as low as $45.22
|
|
| Used Motorcycles |
8.29
|
36
|
as low as $31.47
|
|
| Used Motorcycles |
8.49
|
48
|
as low as $24.64
|
|
| Used Motorcycles |
8.69
|
60
|
as low as $20.61
|
|
| Used Motorcycles |
9.99
|
72
|
as low as $18.52
|
|
| Used Motorcycles |
9.99
|
84
|
as low as $16.60
|
|
| New ATVs (All Terrain Vehicles, dirt bikes, non-commercial tractors and mowers.) |
10.90
|
12-48
|
as low as $25.80
|
|
| New Motorhomes, (self-propelled), up to $50,000 |
8.49
|
12-84
|
as low as $15.83
|
|
| New Motorhomes, (self-propelled), $10,000 - $15,000 |
10.49
|
85-120
|
as low as $9.98
|
|
| New Motorhomes, (self-propelled), $15,000 - $25,000 |
10.49
|
85-144
|
as low as $9.98
|
|
| New Motorhomes, (self-propelled), $25,000 and up |
10.49
|
85-180
|
as low as $9.98
|
|
| Used Motorhomes, (self-propelled), up to $50,000 |
9.49
|
12-84
|
as low as $16.34
|
|
| Used Motorhomes, (self-propelled), $10,000 - $15,000 |
11.49
|
85-120
|
as low as $10.66
|
|
| Used Motorhomes, (self-propelled), $15,000 - $25,000 |
11.49
|
85-144
|
as low as $10.66
|
|
| Used Motorhomes, (self-propelled), $25,000 and up |
11.49
|
85-180
|
as low as $10.66
|
|
| New Recreational Vehicles (travel trailers, etc.), up to $50,000 |
8.49
|
12-84
|
as low as $15.83
|
|
| New Recreational Vehicles (travel trailers, etc.), $10,000- $15,000 |
10.49
|
85-120
|
as low as $9.98
|
|
| New Recreational Vehicles (travel trailers, etc.), $15,000- $25,000 |
10.49
|
85-144
|
as low as $9.98
|
|
| New Recreational Vehicles (travel trailers, etc.), $25,000 and up |
10.49
|
85-180
|
as low as $9.98
|
|
| Used Recreational Vehicles (travel trailers, etc.), up to $50,000 |
9.49
|
12-84
|
as low as $16.34
|
|
| Used Recreational Vehicles (travel trailers, etc.), $10,000 - $15,000 |
11.49
|
85-120
|
as low as $10.66
|
|
| Used Recreational Vehicles (travel trailers, etc.), $15,000 - $25,000 |
11.49
|
85-144
|
as low as $10.66
|
|
| Used Recreational Vehicles (travel trailers, etc.), $25,000 and up |
11.49
|
85-180
|
as low as $10.66
|
|
| Personal Improvement/Healthcare |
8.90
|
12-84
|
as low as $87.41
|
|
| Signature |
10.90
|
12-84
|
as low as $88.34
|
|
| Personal Computer Loan ($5,000 maximum) |
7.90
|
48
|
as low as $24.37
|
|
| Stock Secured (up to 50% loan to value) |
9.00
|
120
|
as low as $12.67
|
|
| Share or Certificate Secured loan (up to 95% loan to value) |
call for quote
|
|
|
|
| Overdraft Line of Credit |
16.90
|
n/a
|
---
|
|
| Visa |
8.90
|
n/a
|
---
|
|
|
*APR = Annual Percentage Rate. Loans and rates are subject to approved credit for qualified Credit Union members only. Premium credit required for the lowest interest rate. Loan processing fees may apply. The payment per $1,000 listed in the chart above is based on the lowest available APR for the maximum term available. To calculate your monthly payment, use the "Calculator"
Go To Loan Application | Go To Calculators | Back to Top
|
|
Home loan interest rate "locks" may be available for up to 180 days. Other down payment amounts and discount points may also be available. Loan rates, points and fees are subject to change at any time until you apply for a home loan and "lock-in" a rate. Your final interest rate will also be determined by your credit history, property appraisal value and loan-to-value ratio.
|
| Annual Percentage Rate (APR) may vary based on credit history and verifications. APR on conventional loans based on a loan amount of $165,000. Rate quotes represent a sample of available loans. Many more loan programs are available. Please check with us for details. Loans and rates are subject to approved credit for qualified Credit Union members only. Conforming home loans available up to $417,000. Non-conforming home loans available up to $1 million. Rates and points may vary widely for loan amounts above $417,000. The following estimated fees may apply: appraisal ($400), credit report ($55), documentation service ($50 to $150), flood certification fee ($12.50), loan processing ($495), tax service ($75), wire transfer ($20). Other terms and conditions may apply. Equal Housing Lender.
Go To Loan Application | Go To Calculators | Back to Top
|
|
Savings rates and terms last revised on July 2, 2010. All rates and terms may change without notice after the account is opened. Please refer to Chevron Valley's Truth-In-Savings and other account disclosures for additional information. These disclosures are available at each Chevron Valley office or by request by phone, mail or email. (To send us an email, click here for "Contact Us.")
|
| Savings and Checking Accounts |
APY*
|
Calculator |
| MoneyMax Money Market $100,000+ |
.10
|
|
| MoneyMax Money Market $65,000-$99,999 |
.05
|
|
| MoneyMax Money Market $25,000-$64,999 |
.05
|
|
| Money Market Shares $75,000+ |
.05
|
|
| Money Market Shares $50,000-$74,999 |
.05
|
|
| Money Market Shares $10,000-$49,999 |
.05
|
|
| Money Market Shares $2,500-$9,999 |
.05
|
|
| AutoSave Savings Account $50.00 + |
.06
|
|
| Holiday Savings Club |
.06
|
|
| IRA Shares |
.02
|
|
| Checking |
.01
|
|
| Premium Checking |
Call the Credit Union
for rates and terms
|
|
| Prime Shares $50,000 - up |
.05
|
|
| Prime Shares $10,000 - $49,000 |
.05
|
|
| Prime Shares $2,500 - $9,999 |
.05
|
|
| Prime Shares $50 - $2,499 |
.02
|
|
| Savings Certificates |
APY*
|
Term
(Months) |
Calculator |
| IRA 5 Year |
2.02 |
60 |
|
| IRA 4 Year |
1.00 |
48 |
|
| IRA 3 Year |
.01 |
36 |
|
| IRA 2 Year |
.01 |
24 |
|
| IRA 1 Year |
.01 |
12 |
|
|
Option Plus 59 Months, One Step-Up option, $5,000+ (closed)
|
2.71 |
59 |
|
| Option Plus 49 Months, No Step-Up option, $10,000+ |
1.94 |
49 |
|
|
Option Plus 39 Months, One Step-Up options, $5,000+ (closed)
|
1.97 |
39 |
|
|
Option Plus 30 Months, Two Step-Up options, $5,000+ (closed)
|
3.34 |
30 |
|
| Option Plus 26 Months, One Step-Up option, $5,000+ (closed) |
2.02 |
26 |
|
| Option Plus 18 Months, One Step-Up option, $5,000+ (closed) |
1.00 |
18 |
|
| Option Plus 9 Months, One Step-Up option, $5,000+ (closed) |
3.05 |
9 |
|
| Advantage Plus 6 Months, $500+ |
.01 |
6 |
|
| Term Certificate 48-60 Months, $100,000+ |
1.61 |
48-60 |
|
| Term Certificate 48-60 Months, $50,000-$99,999 |
1.51 |
48-60 |
|
| Term Certificate 48-60 Months, $10,000-$49,999 |
1.11 |
48-60 |
|
| Term Certificate 48-60 Months, $2,500-$9,999 |
1.06 |
48-60 |
|
| Term Certificate 36-47 Months, $100,000+ |
.01 |
36-47 |
|
| Term Certificate 36-47 Months, $50,000-$99,999 |
.01 |
36-47 |
|
| Term Certificate 36-47 Months, $10,000-$49,999 |
.01 |
36-47 |
|
| Term Certificate 36-47 Months, $2,500-$9,999 |
.01 |
36-47 |
|
| Term Certificate 24-35 Months, $100,000+ |
.01 |
24-35 |
|
| Term Certificate 24-35 Months, $50,000-$99,999 |
.01 |
24-35 |
|
| Term Certificate 24-35 Months, $10,000-$49,999 |
.01 |
24-35 |
|
| Term Certificate 24-35 Months, $2,500-$9,999 |
.01 |
24-35 |
|
| Term Certificate 12-23 Months, $100,000+ |
.01 |
12-23 |
|
| Term Certificate 12-23 Months, $50,000-$99,999 |
.01 |
12-23 |
|
| Term Certificate 12-23 Months, $10,000-$49,999 |
.01 |
12-23 |
|
| Term Certificate 12-23 Months, $2,500-$9,999 |
.01 |
12-23 |
|
| Term Certificate 6-11 Months, $100,000+ |
.01 |
6-11 |
|
| Term Certificate 6-11 Months, $50,000-$99,999 |
.01 |
6-11 |
|
| Term Certificate 6-11 Months, $10,000-$49,999 |
.01 |
6-11 |
|
| Term Certificate 6-11 Months, $2,500-$9,999 |
.01 |
6-11 |
|
| Term Certificate 3-5 Months, $100,000+ |
.01 |
3-5 |
|
| Term Certificate 3-5 Months, $50,000-$99,999 |
.01 |
3-5 |
|
| Term Certificate 3-5 Months, $10,000-$49,999 |
.01 |
3-5 |
|
| Term Certificate 3-5 Months, $2,500-$9,999 |
.01 |
3-5 |
|
*APY = Annual Percentage Yield.
Fees could reduce earnings on account. Penalty for early withdrawal on term certificates.
Back to Top
|
