FREE* Checking...
...with direct deposit of your net paycheck, social security, etc., or if you maintain a minimum daily balance of $500. If neither of these applies, a low monthly service charge will apply. There’s no limit on the number of checks you can write, and dividends (interest) are paid when your minimum daily balance exceeds $1,000.

*Free of monthly service fees

The Benefits Continue 

The Chevron Valley Visa Debit/ATM Card is a checkbook and ATM card all in one. The debit card is like a plastic check that allows you to make purchases that come directly from your Chevron Valley checking account. Best of all there is no fee for debit purchases*. And, you can use the card at most ATM machines for cash. 

*When swiping the card, always put in "credit." A clue to be sure your purchase is transacted as a debit directly from your checking: if you sign there is no fee; if you put in your PIN (personal identification number) there is a POS fee.

Overdraft Protection is an excellent way to protect your credit record. With your pre-authorization, we’ll transfer funds from your savings account or access your line of credit** to cover any overdrafts. Fees may apply. Click here for fee schedule.
**Line of credit available on approved credit.

Direct Deposit is reliable and easy. This timesaving service electronically deposits your net paycheck, Social Security, retirement check, etc. to your Chevron Valley checking or savings account. It’s fast, safe and easy. Click here for an application, or contact Chevron Valley or your employer for forms to sign up.  

 ATM Service - once Direct Deposit has effortlessly placed your net pay into your Chevron Valley checking or savings account, instant cash is as close as the nearest ATM. Click here  for Chevron Valley ATM locations.

Living Trust
To establish a formal living trust, you will generally work with a professional estate planner or an attorney. If you have a living trust, you want to be sure that your accounts are under this trust.

Totten Trust
This type trust is an account in the name of one or more parties as trustee for one or more beneficiaries. The relationship is establilshed by an account agreement with the financial institution and only the funds on deposit are subject to the trust. The trustee may make deposits to or withdrawals from the account or even terminate the account.

UniformTransfers To Minors Act (UTMA)
UTMA accounts are custodial accounts held for the benefit of a minor. These accounts are usually funded by gifts to the minor. The only person authorized to transact, withdraw funds, or close the account is the custodian. The minor is not authorized to transact on the account.