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Your Chevron Valley Visa Debit/ATM Card...
It's a replacement for cash and checks and provides unbeatable convenience and flexibility on the go.
- Purchases are deducted right from your checking account and detailed on your monthly statement. No loan is created when you use the card to make purchases. There are no fees when using your debit card and choosing "credit" for point of sale (POS) purchases.* And there are no fees when using Chevron Valley ATMs for withdrawals.
*When swiping the card, always put in "credit." A clue to be sure your purchase is transacted as a debit directly from your checking: if you sign there is no fee; if you put in your PIN (personal identification number) there is a POS fee.
How does the VISA Debit Card work?
You simply present your Chevron Valley Visa Debit Card to make a purchase, and the cost is deducted right from your Chevron Valley checking account. You no longer need to write a separate check. This means you will spend less time waiting in line for authorization, and you won't have to carry large amounts of cash.
Remember...you need to record purchases in your checking register.
But you can look forward to a statement that includes information such as where and when you shopped, and when the funds were deducted from your account.
Your Chevron Valley Visa Debit Card also doubles as an ATM card.
You can use it to get cash right from your Chevron Valley accounts at thousands of ATMs worldwide, including those displaying the VISA logo. As always, there are no ATM fees at Chevron Valley machines.
Contact a Financial Service Officer at any office either by phone or stop by to open a checking account (if you're not already taking advantage of this great account), and apply for the Visa Debit Card.
ATM/Debit Card Safety Tips:
- Always protect your debit card and keep it in a safe place, just as you would cash, credit cards or checks.
- Do not leave your debit card lying around the house or on your desk at work. If your card is lost or stolen, or you suspect it is being used fraudulently, report it immediately.
- Hold on to receipts from your debit transactions. Don't throw them in public trash cans or even in your own trash without first shredding them. Crooks are know to "dumpster-dive" for documents that have account numbers and other personal information.
- Memorize your PIN and do not write it on your card and never give your PIN to anyone.
- Always know how much money you have in your account and review bank statements carefully. Don't forget that your debit card may allow you to access money that you have set aside to cover a check that has not yet cleared.
- Keep your receipts in one place for easy retrieval and better oversight of your account.
- Never give your debit card number or PIN over the phone or online unless you are certain that the recipient is legitimate.
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