| Effective June 15, 2008 |
| ATM/Debit/Credit Cards |
|
| Plastic Card Replacement (Card Lost, Stolen, etc.), per card |
$7.90 |
|
Non-Sufficient Funds, ATM or debit transaction paid (drawing account negative) per item
|
$30.00 |
| Transaction-Withdrawal on non-CVCU ATM |
$1.00 |
| Transaction-Balance Inquiry/Fund Transfer on non-CVCU ATM |
$0.50 |
| Transaction-Point of Sale (POS), using PIN |
$0.50 |
| Transaction-Visa credit and debit, foreign, non-USA, per transaction amount |
1% |
| (For other Visa credit card fees, please refer to our Visa credit card account disclosure, available upon request) |
|
| |
|
| Bill Payment |
|
| Monthly Service, unlimited payments |
free |
| Bill Payment photocopy, per item |
$7.00 |
| Delete Payment, per item |
$7.00 |
| Express Mail, each |
$20.00 |
| Manually Re-issue Check, per item |
$15.00 |
| Return Item, each |
$30.00 |
| Stop Payment Order, per item |
$11.95 |
| |
|
| Checking Accounts |
|
| Regular Checking, monthly service (waived with direct deposit or minimum daily balance of $500 or senior or teen club account) |
$5.95 |
| Business Checking, monthly service |
$15.00 |
| Non-Sufficient Funds, returned items, per item |
$30.00 |
| Non-Sufficient Funds, paid (drawing account negative), per item |
$30.00 |
| Photocopy of Checks (2 free per month), per item |
$4.00 |
| Statement Reconciliation, per hour |
$15.00 |
| Stop Payment Order |
$11.95 |
| |
|
| Collection Accounts, Real Estate |
|
| Initial Set-up |
$25.00 |
| Payment Processing, per payment |
$5.00 |
| |
|
| Individual Retirement Accounts |
|
| Initial Set-up (new IRA) |
$15.00 |
| Annual Maintenance |
$10.00 |
| Transfer of Account Funds (to non-CVCU account) |
$10.00 |
| Termination of IRA |
$20.00 |
| |
|
| Money Orders |
|
| Money Order, each |
$3.00 |
| |
|
| Notary Service |
|
| Notorized Document, per signature (no charge for CVCU documents, senior club members free) |
$10.00 |
| |
|
| Other |
|
| Account Balancing/Research Service, per hour |
$15.00 |
| Cashier's Check, each |
$5.00 |
| Checks by Phone, per check created |
$4.95 |
| CVCU Official Check, each (waived if payable to member) |
$3.00 |
| Collection Item (special handling), each |
$25.00 |
| Deposit Item Research and Photocopy, per item |
$3.00 |
| District Attorney "Check Buster" Request Processing, per item |
$25.00 |
| Dormant Accounts (per month, after 18 months dormant) |
$2.00 |
| Letter of Credit |
$49.00 - $1029.00 |
| Letter of Credit Annual Support |
$49.00 - $99.00 |
| Levies Processing, per Levy |
$25.00 |
| Loan Payment Extensions and Skips, per authorized skip/extension |
$33.00 |
| Member Locator/Tracing |
$2.00 |
| Money Market Account Low Balance (balance falls below $2,500), per statement cycle |
$10.00 |
| Money Max Account Low Balance (balance falls below $25,000), per statement cycle |
$19.00 |
| Non-Sufficient Funds, electronic funds transfer, per item |
$30.00 |
| Non-Sufficient Funds, returned deposit or cashed item, per item |
$10.00 - $15.00 |
| Overnight Express/Express Mail |
At Cost |
| Real Estate Demand for Payoff, each |
$30.00 |
| Returned Loan Payment, per item |
$20.00 |
| Signature Guarantee, securities transfer, per signature |
$10.00 |
| Statement Photocopy |
$4.00 |
| Statement Printout |
$2.00 |
| Stop Payment Order (cashier's or official check), per item |
$11.95 |
| Transaction Printouts |
$2.00 |
| |
|
| Safe Deposit Box Rentals |
|
| Key Deposit |
$10.00 |
| Opening of Box by Locksmith |
Actual Cost |
| Annual Rental Fees |
|
| 2x5x22 |
$15.00 |
| 3x5x22 |
$17.00 |
| 5x5x22 |
$30.00 |
| 3x10x22 |
$40.00 |
| 5x10x22 (Taft Office) |
$60.00 |
| 6x10x22 |
$60.00 |
| 10x10x22 |
$75.00 |
| |
|
| Share (Savings) Accounts |
|
|
Check Cashing, non-CVCU checks (waived with minimum balance of $500 or more in savings, or use of any other CVCU product):
Item up to $100
Item $101-$200
Item $201-$400
Item $401 and up
|
$5.00
$8.00
$15.00
$20.00
|
| Early Closure of Account, within 6 months |
$10.00 |
| AutoSave Savings Account, Early Withdrawal Fee |
$25.00
|
| |
|
| American Express Travelers & Gift Checks |
|
| Single Signature Travelers Check (paper) |
1% of face amount |
| Dual Signature Travelers Check (paper) |
2% of face amount |
| Gift Check (paper) |
$2.50 |
| |
|
| Wire Transfer Charges |
|
| Outgoing |
$19.00 |
| International |
$39.00 |
